Are you faced with the dilemma: renovate or move? At HypotheekXperts, we help you make the right choice. Moving offers a fresh start, but it comes with additional costs and the challenge of double monthly payments. If you opt for a renovation, a solid budget is essential for financing. Our advisors understand the nuances of both options and will guide you through exploring mortgage options. Whether you're looking to upgrade your current home or are considering a new one, we'll make sure you fully understand and manage the financial side of the decision. Your housing needs, our expertise.

Are you thinking about considering a personal loan for your renovation project? At HypotheekXperts, we understand that this choice can be complex. In addition to the flexibility and potentially lower fixed costs of personal loans, it's important to note that the testing is usually more lenient than with mortgage loans. This often opens the door to more possibilities. While personal loans typically have higher interest rates, it's reassuring that interest on loans for renovations is usually deductible. Our experienced advisors are ready to guide you in making the best financial decision based on your unique situation and goals. Together we will ensure that you choose the most suitable route for your renovation plans.

Are you considering a mortgage for your renovation plans? HypotheekXperts helps you make the right decision. Mortgage rates are typically lower than those of personal loans, which can be attractive. However, it is often only profitable for larger renovations, given the costs associated with taking out a mortgage. Our experts are ready to clarify the financial details so that you can make an informed choice. Whether you're planning a minor refurbishment or a large-scale renovation, we'll help you find the most suitable financing solution for your remodeling needs. Your home, your future, our advice.

Are you unsure whether you can take out a mortgage without equity on your house? At HypotheekXperts you will discover that more is often possible than you think. An appraisal report is drawn up by an appraiser, in which both the current value and the value after renovation are recorded. Your detailed budget determines the value after renovation. This will be the starting point for financing, which will likely give you options even without equity.

Are you wondering if you can increase your mortgage without notarization intervention? It depends on the bank's registration in the land registry. The new loan may not exceed the existing registration. However, there are additional costs such as closing costs, appraisal costs, and possibly NHG, which must be considered.