Linear mortgage

The HypotheekXperts offer various mortgage types from more than 50 providers. We can give you expert advice on which mortgage best suits your personal situation. A frequently chosen mortgage form is the linear mortgage.

What is a Linear mortgage?

If you have a straight-line mortgage, you pay the same amount in principal each month but not the same amount in interest. The amount you have to pay in interest each month decreases as the term passes.

What are the benefits of a linear mortgage?

Because you pay off more at the beginning than with an annuity mortgage, the amount of interest you have to pay on the loan decreases faster. The total monthly costs of this type of mortgage are therefore higher at the beginning than at the end of the mortgage term. In the long run, you spend less on interest.

Interest rates linear mortgage

If you opt for a linear mortgage, it is interesting to look carefully at the mortgage interest deduction and how much you are entitled to it. Our experienced and independent mortgage advisors include this in their calculations.

Custom linear mortgage advice

Is this the right mortgage form for you? Maybe one of our other mortgage forms will suit you better. The experienced and independent mortgage advisors at HypotheekXperts will work with you to find out in detail what the best financing is for your new home. We look at your finances, future plans and carrying capacity so that we can optimally advise you in choosing and closing the right mortgage.

Insurance

Of course, the HypotheekXperts will also help you further with the necessary insurances such as a death risk insurance and/or a monthly expense insurance.

To insurance

Other mortgage types

Other mortgage types we offer are: the interest-free mortgage, the annuity mortgage, the investment mortgage and a mortgage with National Mortgage Guarantee. We offer mortgages from more than 50 providers.

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Calculate maximum mortgage?

Would you like to know approximately how much you can borrow to buy a house? Then use the handy calculation tool on our website.

To the calculation tool

Contact

Can't figure it out or have another question? Feel free to contact us and we will try to help you as soon as possible.

Have questions or are you ready for an interview?

Want more information or ready for an enlightening conversation? We are here to help you! Contact us for personalized, customized advice and let's work together to find the perfect mortgage and insurance for your dream home.

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