If the price of the house you are buying and the mortgage meet the conditions for National Mortgage Guarantee (NHG), your lender will have a guarantee that your mortgage will be repaid if something happens that makes it impossible for you to continue to pay. Is there a residual debt when the house is sold? Then the National Mortgage Guarantee will take it over from you if it arose due to financial necessity to sell the house.
The National Mortgage Guarantee provides a safety net. Something unexpected can always happen to make you suddenly unable to pay your mortgage, such as divorce, death or redundancy. A mortgage with a National Mortgage Guarantee gives your lender the guarantee that the payment obligations associated with your mortgage will be met. The lender runs much less risk and can therefore charge a lower interest rate. With an NHG mortgage, you know for sure that the mortgage fits your income. Because you never borrow too much, you keep enough for other expenses. A mortgage with NHG also gives you the certainty that you will not be stuck with an enormous residual debt, if your house suddenly has to be sold because you can no longer afford it.
An NHG mortgage is also an option for starters and entrepreneurs. Do you want to renovate your house and/or make it more sustainable? There are also possibilities with NHG. Please contact our advisors to discuss the possibilities and conditions.
Besides a mortgage with National Mortgage Guarantee, at HypotheekXperts we also have various insurances that can offer you more security. For example, we offer not only mortality insurance, but also monthly payment insurance. Contact us for reliable and independent advice that gives you more security.
To insuranceOur experienced and independent mortgage advisors can review with you whether a mortgage with NHG is right for your new home. We look at your needs and the conditions of the National Mortgage Guarantee so that we can give you the best possible advice.
Maybe another mortgage is a better fit for you or your dream home is too expensive to be covered by the NHG. The HypotheekXperts will work with you to figure out the best financing for your new home.
Free introductory meetingCan't figure it out or have another question? Feel free to contact us and we will try to help you as soon as possible.
E-mail: Info@hypotheekXperts.nl
Whatsapp: +31 6 28691017
Calling: +31 6 28691017
Want more information or ready for an enlightening conversation? We are here to help you! Contact us for personalized, customized advice and let's work together to find the perfect mortgage and insurance for your dream home.
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